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Town of Hilton Head Island Health & Dental Benefits

State Health Plan

The State Health Plan provides employees and dependents with valuable medical coverage when needed. Coverage under the State Plan generally begins the first of the month following the date of hire. Employees may choose from two types of coverage:

The State Plan offers a traditional PPO Standard Plan Option or a high deductible Saving Plan.

Comparing the 2021 Standard Plan and Savings Plan pdf icon

State Dental Plan

The State Dental Plan offers coverage for a variety of services at a reasonable cost. Services include diagnostic & preventative, basic (fillings, extractions, etc.), prosthetics (crowns, bridges, etc.) and orthodontia.

Dental Plus

This supplemental, optional plan offers a higher level of dental coverage for the same services covered under the Standard Dental Plan (SDP) except for orthodontia. Dental Plus premiums are in addition to SDP premiums. The level of coverage (e.g. employee only, family) under the SDP must be maintained under Dental Plus.

State Vision Plan

The State Vision Plan is provided through EyeMed Vision Care and offers coverage for eye exams, eyeglasses and contact lenses. Some highlights of the program include: $10 copay for a comprehensive eye exam once a year; $150 allowance for any frame, with a 20% discount on the balance over $150; $10 copay on standard lenses and fixed pricing on premium options; and $130 allowance for conventional and disposable contact lenses, instead of eyeglass lenses. You may choose to use a network or non-network provider for your vision needs. Using a non-network provider may result in you paying more for covered services.

Monthly Employee Rates for the above Health, Dental, and Dental Plus and Vison Plans are as follows:

Level of Coverage Savings Plan Standard Plan Dental Plan Dental Plus Vision
Employee Only
0
0
0
25.96
5.80
Employee + Spouse
0
155.68
7.64
60.12
11.60
Employee + Children
0
46.18
13.72
74.26
12.46
Family
15.32
208.88
21.34
99.98
18.26

Payments may be made on a pre-tax basis

Life Insurance - Retirement Programs - Vacation, Sick Leave, Disability & Holidays - Additional Benefits